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Septic and Title 5

Septic system replacement (full): what it costs in Massachusetts

Typical range in Massachusetts · Estimate · Prices updated October 2026
$18,400 to $52,400
Typical range, estimate. Built from labor wages and material price bands.
How this range is built
Part of the jobLowHigh
Parts and materials$9,000$24,000
Labor: 60 to 140 hours × $115 to $160 an hour$6,900$22,400
Fees: disposal, permits, supplies$2,500$6,000
Total, rounded$18,400$52,400

The hourly rate is the BLS Occupational Employment and Wage Statistics, May 2025 average pay for this trade in Boston, $44.62 an hour, times 2.6 to 3.6 to cover what a contractor bills (overhead, tools, insurance, profit). Materials are a band from basic to high-end. Full method.

Install a new tank and leach field to Title 5 standards, when the old system fails inspection. Needs design and permits.

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What is usually included

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Questions to ask before you say yes

Can you do it yourself?

Not a DIY; the design, permits and install need a licensed engineer and installer.

Common questions

How long does it take?

Design and permits can take weeks to months. Once approved, installation usually takes a few days to two weeks.

How much does design cost?

A licensed engineer's design and soil tests often run $2,000 to $5,000. It is included in the total range, so ask for a clear breakdown.

Are there loans?

Yes. Massachusetts has a Title 5 loan program through towns and the state, with low rates for qualifying homeowners. Ask your board of health.

How much does septic system replacement (full) cost in Massachusetts?

A typical range is $18,400 to $52,400. It is an estimate built from labor wages and material prices, not a quote.

Typical range in 10 metro areas

Only the labor rate changes between cities. Same parts, same hours.

AreaTypical range, estimate
Boston area, Massachusetts$18,400 to $52,400
New York City area$18,400 to $51,700
Los Angeles area, California$17,500 to $49,600
Chicago area, Illinois$18,700 to $53,100
Houston area, Texas$16,300 to $45,400
Dallas-Fort Worth area, Texas$16,300 to $45,400
Phoenix area, Arizona$16,900 to $46,800
Atlanta area, Georgia$16,000 to $44,700
Miami area, Florida$15,700 to $44,000
Seattle area, Washington$18,700 to $53,100

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